Boomer Bust

Debt, Demographics, and the End of the Postwar Dream

Two people, both thirty, same job, same effort — one in 1978, one today. One buys the house on a single income. The other can't get in the door. If you're the second one, you already know the feeling — and it isn't because you did anything wrong. Get the opening chapter free.

You did everything they told you to. Got the degree. Found the job. Worked hard. And somehow a life your parents built on one salary now takes two incomes, a side hustle, and a down payment you'll never quite reach.

You're not imagining it — and it isn't a personal failing.

What this book explains

Why 1971 changed everything — the moment growth stalled and debt quietly became its replacement, with the bill passed forward.

How the housing ladder got pulled up — why the same wages that bought a home on one salary now can't get you in the door.

The captured state — how tax, housing, and entitlement policy quietly defend the people who already own the assets.

The way out — the moves still available to you on the other side of the crossing: reform, or vote with your feet.

Hi, I'm Nate

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I write about the postwar economy from inside the predicament — a millennial mapping the terms of a deal my generation was handed rather than offered. I'm the founding partner of Grey River Associates, hold an MBA from Yale, and am an LLM candidate in international tax at King's College London. Boomer Bust is the book I wished existed when I started running the numbers myself.

Yale MBA

Author

Forthcoming 2026

Boomer Bust

Free

Opening chapter

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INSIDE THE BOOK

What the first chapter gives you

• The opening chapter, The Luckiest Generation in History?, in full
• The data behind the argument — house-price-to-income, fertility, debt-service​
• A clear map of what changed, who it favors, and what you can still do​

Plus, when you sign up, I'll tailor what you receive based on where you are—whether you're just getting started, growing steadily, or ready to scale.